Senior Credit Analyst - Faulu Kenya Limited in Nairobi

Job Title: Senior Credit Analyst - Consumer Lending

JOB REF: HR: 002/05/2013 (1 Vacancy)

Faulu Kenya Deposit Taking Microfinance Limited is a dynamic Christian organization within the Micro-Finance sector.

Faulu was the first Micro Finance Institution in Kenya to be licensed by the Central Bank as a deposit taking institution.

In line with the growing business needs, the organization is seeking highly competent, focused and results oriented professionals to fill the following positions in our Credit & Risk Department;

Job Summary:
Working closely with the Credit Administration Manager the job holder will ensure that the institution is safeguarded against loss by ensuring accuracy, completeness and credit worthiness of Consumer Lending proposals, recommend appropriate risk mitigation mechanisms and setting up relevant sanction conditions, consumer MOUs reviews and post disbursement follow ups.

Key Responsibilities

Countercheck and approve all consumer applications analysed by consumer analysts and ensure they are processed within the acceptable timelines.
Verify Compliance to canons of consumer lending through inspection of ability to pay, fulfilment of consumer MOU requirements and proper documentation to ensure credit risk is adequately mitigated.
Review all existing consumer relationships and making recommendations to the management to aid quality consumer lending.
Prepare draft board papers for review of any consumer lending product facilities and guidelines for further review and further approval by the management.
Follow up with the branches to ensure fulfilment of ALL Consumer MOU sanction conditions and other covenants prior to disbursement of the facilities.
Recommend policy reviews for customer service and risk management improvement based on experiences and industry trends.

Qualifications and Experience
Business related degree (CPA 2 an added advantage)
3 years’ experience in credit analysis in a Consumer Lending environment, debt collection and recovery
Knowledge of alternative credit appraisal mechanisms and substitute securities like chattels mortgages, guarantors, stock, livestock etc.
Capacity and willingness to work for long hours and within strict deadlines
Excellent interpersonal skills with good leadership skills
Knowledgeable on the Financial services sector

How to Apply:
If you meet the specified criteria, send your application letter and updated CV (including 3 referees, one of whom must be a spiritual leader) to the undersigned through the e-mail address below (Cite Job Ref No: as Application & Email Subject)

Head of Human Resources
Faulu Kenya Limited
P.O Box 60240 – 00200
Nairobi
Email: excitingcareers@faulukenya.com
Deadline:17/05/2013